Buying a Home
- Make offer to purchase and negotiate
- Offer accepted
- Loan Application
- Professional inspections (home inspection, termite, etc,)
- Title work and appraisal
- Walk-through and final closing
- Home Warranty
- Continued service and resource for real estate needs
As your Realtor® we will track the completion of all contingencies and conditions required under your purchase contract. We will keep you informed of the progress and any concerns.
As your buyer’s agent, we will work with you to prepare an offer that is to your satisfaction and provides us with a strong case for negotiations. The more realistic your offer the more seriously it will be considered. We will include a check for earnest money which will endorse the seriousness of the offer.
Things to consider when determining to offer
- Features of the house: location, age, size of house and lot, physical condition, upcoming growth in area
- Market data: interest rates, availability of financing, qualified buyer demand, prices of recent sales in the neighborhood
- Competition: number of properties available, their price and terms, their location and physical condition, and how long they have been on the market
We will prepare a Comparative Market Analysis (CMA) with information on properties with similar features to the one you are creating an offer for. It will describe homes that are currently on the market, sold recently, and homes that with withdrawn from the market.
We will present your written offer to the seller’s agent and negotiate on your behalf. The sellers have the following options.
- Accept your offer as is
- Reject it completely
- Respond with a counter offer
We will communicate to you the seller’s response and, if necessary, suggest further negotiating options. An accepted offer leads to a legally binding purchase contract.
Title insurance is protection for both owners and lenders against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. While settlement agents check each title to real estate before a closing, there are often hidden title defects that even the most careful title search will not reveal.
If a claim is made against your title, title insurance protects you by defending your title as it is insured. It will also cover the legal fees associated with settling the case, or reimburse you for the actual monetary loss incurred—up to the dollar amount of insurance provided by the policy.
An opinion of the property’s current market value by an independent appraiser. It compares the value of the home to others of similar size, features, physical condition and location. An appraisal is required by most lenders.
We will walk the property prior to settlement to confirm it is in the condition as stated in the contract. We will assist in resolving any issues prior to settlement.